Will closing credit cards I already have increase my credit score?
Will closing credit cards I already have increase my credit score? Closing a credit card you already have may be an appropriate financial step based […]
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How does a bankruptcy affect my credit score?
How does a bankruptcy affect my credit score? A bankruptcy will have a very negative effect on your credit score. Credit scores measure the likelihood […]
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Will it hurt my score if employers or landlords request my credit report?
Will it hurt my score if employers or landlords request my credit report? No. As long as the employers and landlords are not requesting your […]
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Does a credit inquiry have a different impact on my score if I’m appr...
Does a credit inquiry have a different impact on my score if I’m approved or denied? Credit models generally do not give positive or negative […]
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What is identity theft?
What is identity theft? Identity theft occurs when someone steals your identity to commit fraud. Stealing your identity could mean using personal information without your […]
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Should I use a credit monitoring service to protect myself from identity th...
Should I use a credit monitoring service to protect myself from identity theft? Some consumers pay for credit or identity monitoring services to protect themselves against identity theft. […]
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If I dispute a debt, does that mean it will stay on my credit report longer...
If I dispute a debt, does that mean it will stay on my credit report longer? No. If you contact a credit bureau to challenge […]
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Is it possible to remove accurate, negative information from my credit repo...
Is it possible to remove accurate, negative information from my credit report? You generally cannot have negative but accurate information removed from your credit report. […]
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What is a credit reporting company?
What is a credit reporting company? Credit reporting companies, also known as credit bureaus or consumer reporting agencies, are companies that compile and sell credit […]
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How do credit reporting companies get my information?
How do credit reporting companies get my information? Banks, credit unions, retail credit card issuers, auto lenders, mortgage lenders, debt collectors and others voluntarily […]
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