Thin credit file / No credit file
Thin credit file / No credit file A thin credit file or no credit file means that a person does not have a credit history […]
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Tenant screening report
What is a tenant screening report? Landlords use tenant screening reports to help make decisions on possible tenants. These reports may contain information from many […]
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Specialty consumer reporting company
Specialty consumer reporting company Specialty consumer reporting companies collect and share information about your employment history, transaction history with a business or repayment history for […]
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Security freeze
Security freeze A “security freeze” on your credit report prevents new creditors from accessing your credit file and others from opening accounts in your name […]
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Paid collection
What is a paid collection? A paid collection is an account that went into collections because it was past due and then was paid. The […]
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Military active duty alert
Military active duty alert Members of the military (such as members of the Marines, Army, Navy, Air Force, and Coast Guard) can request an active […]
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Identity theft
Identity theft Identity theft occurs when someone steals your identity to commit fraud. Stealing your identity could mean using personal information without your permission, such […]
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Identity monitoring or identity theft protection
What is identity monitoring or “identity theft protection” service? Identity theft services monitor personally identifiable information in credit applications, public records, websites, and other places […]
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Fraud alert
Fraud alert A fraud alert requires creditors who check your credit report to take steps to verify your identity before opening a new account, issuing […]
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FICO score
What is a FICO score? A FICO® score is a particular brand of credit score. A credit score is a number that is used to predict […]
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