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What should my dispute letter to a credit reporting company look like?

What should my dispute letter to a credit reporting company look like? You can find an example of a dispute letter  on the Federal Trade Commission’s website […]

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Who may request my credit report?

Who may request my credit report? The Fair Credit Reporting Act (FCRA) permits a credit reporting company to send your credit report to creditors, government […]

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Are there any kinds of disputes that creditors or other institutions would ...

Are there any kinds of disputes that creditors or other institutions would not have to investigate if I were to file a dispute directly with […]

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What does the credit reporting company do after I notify it of an error on ...

What does the credit reporting company do after I notify it of an error on my credit report? The credit reporting company must investigate the dispute within 30 days […]

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What if my dispute is ignored or I disagree with the results of a credit re...

What if my dispute is ignored or I disagree with the results of a credit report dispute? Consumers sometimes file multiple disputes, and even bring […]

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I don’t recognize the name of a creditor listed on my credit report. ...

I don’t recognize the name of a creditor listed on my credit report. Should I dispute this listing? If you don’t recognize a creditor, you […]

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What happens when I tell a company it sent inaccurate information to a cred...

What happens when I tell a company it sent inaccurate information to a credit reporting company? The company that provides your data to credit reporting […]

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How can I find out who has accessed my credit report?

How can I find out who has accessed my credit report? When you request a copy of your credit report, you will see a list […]

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If a credit reporting error is corrected, how long will it take before I fi...

If a credit reporting error is corrected, how long will it take before I find out the results? Consumer reporting agencies have 5 business days […]

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What does it mean to put a security freeze on my credit report?

What does it mean to put a security freeze on my credit report? A security freeze prevents prospective creditors from accessing your credit file. Creditors […]

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