What happens if I default on a federal student loan?
What happens if I default on a federal student loan? If your loan holder is unable to obtain payment from you for 270 days, they […]
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Can my bank or credit union charge me a fee for processing a garnishment if...
Can my bank or credit union charge me a fee for processing a garnishment if I receive Social Security or VA benefits? Yes. Your bank […]
322 total views, 1 today
I was asked to co-sign financing for a car. What am I being asked to do and...
I was asked to co-sign financing for a car. What am I being asked to do and what does this mean for me? If you […]
272 total views, 0 today
What is an original creditor and what is the difference between an original...
What is an original creditor and what is the difference between an original creditor and a debt collector? The original creditor is the company that […]
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Is there a limit to how many times a debt collector can call me?
Is there a limit to how many times a debt collector can call me? Federal law doesn’t give a specific limit on the number of […]
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What is an “unfair” practice by a debt collector?
What is an “unfair” practice by a debt collector? A federal law, the Fair Debt Collection Practices Act (FDCPA), says that a debt collector is […]
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What if I believe I do not owe the debt or I want more information about th...
What if I believe I do not owe the debt or I want more information about the debt? If you believe you do not owe […]
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How do I get a debt collector to stop contacting me?
How do I get a debt collector to stop contacting me? If you write the debt collector and instruct them to stop all contact with […]
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Can a debt collector increase the interest rate on a debt I owe?
Can a debt collector increase the interest rate on a debt I owe? A debt collector may not collect any interest or fee not authorized […]
258 total views, 1 today
Can a debt collector try to collect on a debt that was discharged in bankru...
Can a debt collector try to collect on a debt that was discharged in bankruptcy? Debt collectors cannot try to collect on debts that were […]
273 total views, 0 today