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  • Member Since: July 24, 2018

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What information are card issuers not allowed to base decisions on when con...

What information are card issuers not allowed to base decisions on when considering a credit card application? The Equal Credit Opportunity Act does not guarantee […]

305 total views, 0 today

 

Can a card issuer consider my age when deciding whether to issue a credit c...

Can a card issuer consider my age when deciding whether to issue a credit card to me? Generally, age cannot be used to make credit […]

326 total views, 0 today

 

Can a card issuer consider whether I receive government assistance when dec...

Can a card issuer consider whether I receive government assistance when deciding whether to issue a credit card to me? A card issuer cannot discriminate […]

294 total views, 0 today

 

Can a card issuer consider my sex or marital status when deciding whether t...

Can a card issuer consider my sex or marital status when deciding whether to issue a credit card to me? Card issuers cannot deny credit […]

300 total views, 0 today

 

If I am married, can a card issuer turn down my application for a credit ca...

If I am married, can a card issuer turn down my application for a credit card in my own name? No. Credit card issuers may […]

299 total views, 0 today

 

Can a card issuer consider the fact that I am not a citizen of the United S...

Can a card issuer consider the fact that I am not a citizen of the United States? A card issuer may not discriminate on the […]

299 total views, 0 today

 

I noticed that the interest rate on my card went up last month without any ...

I noticed that the interest rate on my card went up last month without any notice. Can they do that? Your card issuer generally must […]

275 total views, 0 today

 

Can my credit card company change the terms of my account?

Can my credit card company change the terms of my account? The credit card company has the right to change the terms of your credit […]

296 total views, 0 today

 

Six months ago the interest rate on my account was increased. I have notice...

Six months ago the interest rate on my account was increased. I have noticed that the interest rate has been reduced, but is still not […]

278 total views, 0 today

 

The card issuer increased my interest rate on my existing balance. Can they...

The card issuer increased my interest rate on my existing balance. Can they do that? What can I do to get the rate back down? […]

271 total views, 0 today

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