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Validation Notice
Validation Notice A debt collector is required to provide certain information when it first communicates with a consumer, or shortly after. When the debt collector […]
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Statute of limitations
Statute of limitations A statute of limitations is the limited period of time creditors or debt collectors have to file a lawsuit to recover a debt. Most […]
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Original creditor
Original creditor Generally speaking, the original creditor is the company that gave you the loan or credit. An original creditor may attempt to collect a […]
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Limited-Content Message
Limited-Content Message Under the Debt Collection Rule, this is a voicemail message to a consumer that must contain certain required information and may contain other […]
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Harassment by a debt collector
Harassment by a debt collector The Fair Debt Collection Practices Act (FDCPA) says debt collectors can’t harass, oppress, or abuse you or anyone else they […]
444 total views, 2 today
Garnishment
Garnishment A wage or bank account garnishment occurs when a creditor takes a portion of your paycheck or money from your bank account to collect money […]
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Fair Debt Collection Practices Act (FDCPA)
Fair Debt Collection Practices Act (FDCPA) The Fair Debt Collection Practices Act (FDCPA) is the main federal law that governs debt collection practices. Thmation e […]
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Debt settlement (relief) services
Debt settlement (relief) services Debt settlement companies are companies that say they can renegotiate, settle, or in some way change the terms of a person’s […]
399 total views, 2 today
Debt collector
Debt collector Under the federal Fair Debt Collection Practices Act, a debt collector generally is a person or a company that regularly collects debts owed […]
418 total views, 1 today