Fair Credit Reporting Act
Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting […]
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Credit score
Credit score A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula—called a scoring model—to […]
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Credit reporting company
Credit reporting company Credit reporting companies, also known as credit bureaus or consumer reporting agencies, are companies that compile and sell credit reports. Disclaimer: This […]
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Credit report
Credit report A credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and […]
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Credit monitoring service
What is a credit monitoring service? A credit monitoring service is a commercial service that charges you a fee to watch your credit reports and alert you […]
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Credit invisible
Credit invisible In 2015, we published a report finding that 26 million Americans are “credit invisible.” This figure indicates that one in every ten adults does not […]
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Credit inquiry
What’s a credit inquiry? An inquiry refers to a request to look at your credit file, and it generally falls into one of two types. […]
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