Credit inquiry
- Listed: August 10, 2022 2:47 pm
- Expires: 99351 days, 9 hours
Description
What’s a credit inquiry?
An inquiry refers to a request to look at your credit file, and it generally falls into one of two types.
Hard inquiries. These are typically inquiries by lenders after you apply for credit. These inquiries will impact your credit score because most credit scoring models look at how recently and how frequently you apply for credit.
Soft inquiries. These are reviews of your credit file, including reviews of existing accounts by lenders, prescreening inquiries by prospective lenders, and your requests for your annual credit report. These will not change your credit score.
Disclaimer: This site/app is not affiliated with any Government or public agencies. You may find this and additional information from US Consumer Financial Protection Bureau. This app is not affiliated with above agency or US government. We have provided this app for easy access for freely available information from Consumer Financial Protection Bureau, a U.S. government agency. We assume no legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process described or depicted on this site/app.
158 total views, 1 today
Listing ID: 74862f3c4cf4fe93
- Listed by: Editor
- Member Since: July 24, 2018
Other items listed by Editor
- Can the card issuer request information about my income, my age, and my Social Security Number when I apply for a credit card?
- How do I send my credit card company a billing error notice?
- Fraud alert
- What is the difference between a fixed APR and a variable APR?
- What is harassment by a debt collector?