What is a “limited-content message?”
What is a “limited-content message?” Under the CFPB’s Debt Collection Rule, a “limited-content message” is a voicemail message left by a debt collector that must contain required […]
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Should I share my personal information, including birth date and Social Sec...
Should I share my personal information, including birth date and Social Security number, with a debt collector? You are not required to give out your […]
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Should I talk to a debt collector?
Should I talk to a debt collector? If a debt collector contacts you, you might want to speak with them even if you don’t owe […]
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What is a debt collector and why are they contacting me?
What is a debt collector and why are they contacting me? Under the federal Fair Debt Collection Practices Act, in general, a debt collector is […]
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What should I do if a creditor or debt collector sues me?
What should I do if a creditor or debt collector sues me? If you’re sued by a debt collector, you should respond to the lawsuit. […]
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Can debt collectors call me anytime they want, day or night?
Can debt collectors call me anytime they want, day or night? Generally, debt collectors cannot call you at an unusual time or place, or at […]
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What is harassment by a debt collector?
What is harassment by a debt collector? Harassment by a debt collector can come in different forms but examples include repetitious phone calls intended to […]
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What are my options if a debt collection agency contacts me about my studen...
What are my options if a debt collection agency contacts me about my student loans? A debt collector may be trying to contact you because […]
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What happens if I default on a federal student loan?
What happens if I default on a federal student loan? If your loan holder is unable to obtain payment from you for 270 days, they […]
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Can my bank or credit union charge me a fee for processing a garnishment if...
Can my bank or credit union charge me a fee for processing a garnishment if I receive Social Security or VA benefits? Yes. Your bank […]
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