Can a debt collector garnish my federal benefits?
Can a debt collector garnish my federal benefits? No, in most cases debt collectors and creditors cannot garnish federal benefits. The CFPB’s Debt Collection Rule […]
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What’s the difference between a credit counselor and a debt settlemen...
What’s the difference between a credit counselor and a debt settlement or debt relief company? Credit counseling organizations are usually non-profit organizations that advise you […]
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What is credit counseling?
What is credit counseling? Credit counseling organizations can advise you on your money and debts, help you with a budget, and offer money management workshops. […]
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What are debt settlement/debt relief services and should I use them?
What are debt settlement/debt relief services and should I use them? Debt settlement companies are companies that say they can renegotiate, settle, or in some […]
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Does a person’s debt go away when they die?
Does a person’s debt go away when they die? No, when someone dies owing a debt, the debt does not go away. Generally, the deceased […]
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Am I responsible for my spouse’s debts after they die?
Am I responsible for my spouse’s debts after they die? When someone dies with an unpaid debt, it’s generally paid with the money or property […]
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Can I be personally responsible for paying my deceased relative’s deb...
Can I be personally responsible for paying my deceased relative’s debts and can a debt collector contact me about those debts? In most cases you […]
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Can a debt collection agency try to have me arrested over a debt collection...
Can a debt collection agency try to have me arrested over a debt collection? Collections agencies usually don’t have the legal authority to issue arrest […]
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Can a creditor refer my account to a collection agency before my debt is du...
Can a creditor refer my account to a collection agency before my debt is due? Do I have to be told before a debt is […]
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Should I get a payday loan if I need money now?
Should I get a payday loan if I need money now? Before choosing to take out a payday loan, think about the costs you will […]
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