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Fraud alert
Fraud alert A fraud alert requires creditors who check your credit report to take steps to verify your identity before opening a new account, issuing […]
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FICO score
What is a FICO score? A FICO® score is a particular brand of credit score. A credit score is a number that is used to predict […]
554 total views, 3 today
Fair Credit Reporting Act
Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting […]
493 total views, 2 today
Credit score
Credit score A credit score predicts how likely you are to pay back a loan on time. Companies use a mathematical formula—called a scoring model—to […]
530 total views, 2 today
Credit reporting company
Credit reporting company Credit reporting companies, also known as credit bureaus or consumer reporting agencies, are companies that compile and sell credit reports. Disclaimer: This […]
494 total views, 2 today
Credit report
Credit report A credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and […]
504 total views, 2 today
Credit monitoring service
What is a credit monitoring service? A credit monitoring service is a commercial service that charges you a fee to watch your credit reports and alert you […]
508 total views, 2 today
Credit invisible
Credit invisible In 2015, we published a report finding that 26 million Americans are “credit invisible.” This figure indicates that one in every ten adults does not […]
505 total views, 2 today
Credit inquiry
What’s a credit inquiry? An inquiry refers to a request to look at your credit file, and it generally falls into one of two types. […]
529 total views, 2 today
What do I do if I’ve been a victim of identity theft?
What do I do if I’ve been a victim of identity theft? By contacting the nationwide credit reporting companies, you can place a fraud alert […]
477 total views, 2 today