Description

If I dispute a debt, how does that show up on my credit report?

If you contact a credit bureau and dispute the validity of a debt, the credit reporting company will put a note on the account that it is in dispute and then investigate your dispute.

If the credit reporting company’s investigation doesn’t resolve your dispute, you can send the credit reporting company a brief statement of the dispute and ask that it be included in your file and included or summarized in future reports about you.

---

Disclaimer: This site/app is not affiliated with any Government or public agencies. You may find this and additional information from US Consumer Financial Protection Bureau. This app is not affiliated with above agency or US government. We have provided this app for easy access for freely available information from Consumer Financial Protection Bureau, a U.S. government agency. We assume no legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process described or depicted on this site/app.